PAN Vehicle Financing stands out in the Brazilian market by offering rates starting at 1,55% per month, in addition to allowing up to 60 months to pay for your car or motorcycle. The first installment can even be paid in up to 45 days, making the purchase more accessible to many Brazilians. The entire contracting process is 100% digital, with the possibility of financing up to 100% of the vehicle's value, new or used, providing greater convenience and flexibility.

How to apply for PAN funding

• Access the partner portal and search for the desired vehicle.
• Run an online simulation with your data.
• Choose your preferred PAN partner store.
• Go to the store to finalize the deal and sign the contract digitally.
• Pick up your vehicle after credit approval.

Strengths of PAN Financing

The main advantage lies in the reduced interest rate, starting at just 1.55% per month, competitive for the segment. Another highlight is the payment flexibility: up to 60 installments and the option to pay the first one only after 45 days.

Furthermore, the simulation and contracting process can be done entirely online, eliminating the need to stand in line at banks and reducing bureaucracy.

Points to note

As with any loan, approval is subject to analysis, and the best rates depend on the customer's profile and the vehicle's condition. Additionally, fees, IOF (tax on financial transactions), and other potential additional costs may apply.

Another factor is that, in the case of late payments, interest and charges are applied, which can increase the final cost of the loan.

Is PAN financing worth choosing?

With low rates, long terms, and a straightforward process, PAN Vehicle Financing is an attractive option for those looking to buy a car or motorcycle. The ease of the digital process and flexible conditions offer security and convenience to the consumer.