If you're looking for a practical alternative to buying a used car, Localiza Seminovos' installment plan allows you to finance your vehicle in up to 24 installments using your credit card. Installment options include different card brands, with up to 24 installments for Visa and Elo, 21 for Mastercard, and 12 for Hipercard. Purchases in up to 10 installments have no interest charges, and approval is instant, without bureaucracy.

The process is simple: just simulate the desired amount directly on the Localiza Seminovos website, choosing the number of installments according to your card and checking the conditions immediately. If the limit is not sufficient, the buyer can combine other payment methods, such as Pix, TED, or even use more than one credit card.

How to buy in installments at Localiza Used Cars

1. Choose your desired pre-owned vehicle directly on the Localiza website.
2. Simulate the payment and select the amount to be paid in installments by credit card.
3. Please specify the number of installments according to the terms and conditions of your card.
4. Make the payment and wait for instant transaction approval.
5. Combine it with another form of payment if your card limit isn't high enough.

Main advantages

Flexibility in payment terms is a major advantage: in addition to installments of up to 24 months, it's possible to combine credit cards and other payment methods. This freedom makes the process accessible to a wide range of consumer profiles.

Instant approval is another positive point, as it eliminates all the bureaucracy typical of traditional financing, reducing the time between choosing the car and closing the deal. There is also total transparency in the simulations and information before the purchase.

Negative points

Fixed interest rates are applied to installments exceeding 10 payments, which can increase the final cost for longer-term purchases. Additionally, payment depends on the available credit limit on the card, which may not be suitable for all customer profiles.

The total purchase amount is charged in full to the card's limit upon approval, reducing the available limit for future purchases until the monthly bills are paid.

Verdict

Localiza Used Cars' installment plan using a credit card offers speed and ease for those who want to buy a car with less bureaucracy. It's advantageous for those seeking a quick process and can use their credit card limit, even with moderate interest rates over long installments. A recommended solution for acquiring a used car in a simple way.