If you're looking for a practical way to buy a new or used car, Bradesco vehicle financing could be an interesting option. Key advantages include flexible payment options and exclusive discounts when contracting through the app. You can finance up to 100% of the vehicle's value and start paying the first installment in up to 60 days.

Bradesco allows you to pay for your financing in up to 60 installments, offering payments that fit your budget. For high-displacement motorcycles, light or heavy vehicles, new or used, there are inclusive options, expanding access to automotive credit. Furthermore, customers who simulate and contract through the app guarantee a discount of up to 201% on the interest rate.

The application process is quick, especially for those who already have an account with pre-approved credit. After approval and document submission, the release of funds is practical and automatic, making the purchase of your vehicle even easier.

How to apply for your Bradesco financing

• Access your account through the Bradesco app or visit your branch.
• Navigate to the Loans/Payroll Loans menu.
• Choose Vehicle Financing and run the simulation.
• Fill in your details and submit the required documents.
• Please wait for credit approval and release of funds.

Advantages of Bradesco Financing

Payment plans of up to 60 months allow for better financial planning. This flexibility is a significant advantage for varying budgets.

Another highlight is the possibility of paying the first installment in up to 60 days. This provides financial breathing room at the beginning of the financing contract.

Discounts of up to 20% on interest rates in the app encourage digitalization and can further reduce the total cost of credit.

Financing for different types of vehicles, including used vehicles up to 17 years old and high-displacement motorcycles, expands the options for many customer profiles.

Digital service and contracting through the app brings convenience and speed to those with busy schedules who value practicality.

Disadvantages of Bradesco Financing

The offer is restricted to Bradesco bank account holders, which may limit access for interested parties who do not yet have an account.

Credit is subject to analysis and approval, and there may be restrictions for those with low credit scores or incompatible income.

In long-term financing, the total amount paid can increase significantly due to interest, as with any financing.

Also note that used vehicles have manufacturing age limits: up to 17 years for light vehicles, 10 for heavy vehicles, and 6 for high-displacement motorcycles.

The process involves submitting documentation and may require an in-person visit to the agency for those who prefer in-person service.

Final verdict

Bradesco's vehicle financing stands out for its interest rate discount when contracting through the app, as well as the flexibility in installments and the possibility of financing up to 100% of the vehicle's value. However, the requirement to be an account holder and the need for credit approval may limit access. For existing customers seeking convenience, it's an attractive solution, especially for those who value practicality and affordable installments.