The Porto Bank Vehicle Secured Loan is an option that offers very competitive interest rates for those who need credit. Starting at 1,49% per month, you can pay in up to 60 installments and guarantee up to 100% cashback on the first installment if you pay with your Porto Bank card, making the offer quite attractive.

It's possible to do the simulation entirely online. The loan amount can reach up to R$300,000, depending on the vehicle's value. No inspection is required for cars already insured by Porto or Azul, and the money is released quickly after the analysis.

How to apply step by step

• Run a simulation directly on the Porto website or app.
• Submit your proposal for review.
• Please wait for a Porto Bank specialist to contact you.
• Sign the digital contract
• Receive the money in your account on the same day.

Main advantages

Porto Bank offers lower rates than other personal loan options, and can release up to 90% of the vehicle's value according to the Fipe table.

The process is 100% digital and fast, providing convenience for those seeking credit in a straightforward way.

Points to note

The vehicle must be fully paid off and no more than 15 years old, which may limit access for some customers.

Transferring the car's registration document is necessary if the financing is approved, which involves costs and bureaucracy.

Final verdict

The Porto Bank Vehicle-Secured Loan stands out for those seeking low rates and quick approval. The benefits outweigh the drawbacks, making it a good alternative for those who own a fully paid-off vehicle.