If you're looking for fully digital vehicle financing, Itaú offers a practical, transparent experience adapted to your routine. The entire process takes place through the app, allowing you to simulate and contract the loan without leaving home. The exact interest rates aren't disclosed, but they are highlighted as competitive, with optional down payments and extended repayment terms of up to 60 months.

How to apply for Itaú financing

In just a few steps you can move forward with the hiring process:

1. Access the Itaú app and go to the Products menu.
2. Choose the Vehicle Financing option.
3. Simulate, select grace period/term/installments according to your budget.
4. Fill in the vehicle and seller details.
5. Digitally sign the contract and wait for the credit to be released.

Main advantages of Itaú

Among Itaú's highlights are the 100% digital experience and easy-to-use customer service. You can prepay installments, change due dates, and track everything in real time through the app, ensuring flexibility and convenience.

Credit approval is quick, and the bank also offers extra benefits: discounts on car insurance, the option to postpone up to two installments in emergency situations, and personalized service for account holders.

Some points to consider

The lack of clear disclosure regarding minimum and maximum rates can make initial comparisons with other financial institutions difficult.

Itaú financing is restricted to cars, vans, and utility vehicles up to 20 years old; motorcycles are only available through partners, which may limit options for some customer profiles.

Our verdict

Itaú Vehicle Financing is a great choice, especially for existing customers who value digital solutions. Its flexibility, speed, and after-sales support stand out in the market.

Despite the limited information on fees, the digital offering and extra benefits make the service quite attractive. It's worth running a simulation in the app and checking the conditions for your specific case.